Connectivity for Banks and Financial Institutions – secure, swift,
future-proof
Con-Ex.io Schweiz GmbH enables connectivity for banks via a state-of-the-art SaaS platform that provides secure API-based access to SIC 4 RTGS, SIC 5 Instant Payment, EuroSIC, and SWIFT. Developed in collaboration with the Swiss Fintech Alliance, we extend the digital capabilities of the Swiss financial market.
Purpose-Built for Swiss Financial Institutions
API Connectivity to SIC, EuroSIC & SWIFT
Our SaaS platform provides Swiss and international financial institutions with secure, high-performance access to key clearing systems via a unified API. It supports real-time and batch-based processing and can be integrated as a primary or backup solution.
Key Features for Real-Time Payments
- Direct access to SIC 4 (RTGS)
- Real-time integration with SIC 5 (Instant Payments)
- Connectivity to EuroSIC for EUR clearing
- SWIFT messaging integration incl. membership support
- Connection via SSFN (Swiss Secure Finance Network)
- Message converter (proprietary formats ↔ ISO 20022)
- AML, sanctions and risk screening modules
- Rejection queue with diagnostics
- Built-in XML editor for manual corrections
- Sandbox environment for API testing
- FMSB-compliant archiving and audit trail
- Onboarding, configuration and training support
Fast Integration with Sandbox Testing
Fast, guided and secure integration
Con-Ex.io offers a structured and risk-free implementation process. Financial institutions can start with our free sandbox environment, which allows them to test API configurations without operational risk. Once verified, the platform can be integrated as a primary or backup solution tailored to their system landscape.
Implementation Steps
1. Sandbox Testing
Try our API and message handling in a secure, isolated environment — free of charge.
2. System Configuration
We help you configure and test the optimal integration path for your infrastructure.
3. Approval & Validation
Once validated, the solution is approved for production.
4. Go-Live Deployment
Upon request, Con-Ex.io will plan and carry out the production deployment.
5. Post-Go-Live Support
We ensure a smooth transition with monitoring, fallback and testing capabilities.
Implementation Timeline
Depending on the scope and setup, a full implementation including testing typically takes 2 to 3 months.
About Con-Ex.io
Reliable connectivity for banks is essential for modern financial infrastructure.

Markus Maier
Technology & Implementation
Markus Maier is a founding partner of Con-Ex.io and brings many years of leadership experience in global banking operations. He previously led worldwide operations in FX, money market and derivatives, introduced a global 24/7 operating model, and established a comprehensive risk control framework.
He also implemented a group-wide reconciliation platform as a utility service for risk, finance and operations, and optimised European operations through lean management and automation – delivering significant cost savings.
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Michael Brüggler
Finance & Sales
Michael Brüggler is a founding partner of Con-Ex.io and has extensive leadership experience in regulation, risk management, and corporate governance across finance and fintech sectors.
He has built internal control systems, KPI and risk reporting frameworks, and led regulatory projects, including at FinTechWerkstatt.ch. Michael has also founded and listed startups, issued bonds, and secured FINMA licences for clients. As founder and chair of an industry association, he actively advocates for a liberal and competitive Swiss financial market.
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Conclusion: Secure, Scalable Connectivity for Modern Banks
Fast, guided and secure integration
Con-Ex.io is built for regulated institutions that require reliable connectivity for banks. Our secure payment API enables fast instant payment integration and robust access to SIC 5 instant payments, RTGS platform Switzerland, EuroSIC integration and SWIFT connectivity. With SSFN integration for finance and a built-in ISO 20022 converter, Con-Ex.io strengthens your financial infrastructure in Switzerland and accelerates fintech connectivity Switzerland – securely, efficiently, and at scale.
FAQ
What is a banking API in Switzerland for SIC and EuroSIC connectivity?
A banking API in Switzerland provides standardized access to clearing systems such as SIC (RTGS and instant payments) and EuroSIC for EUR clearing. Con-Ex.io offers a unified secure payment API for real-time and batch processing.
How does Con-Ex.io support SIC 5 instant payments?
Con-Ex.io integrates with SIC 5 instant payments for real-time processing and supports validation, screening, rejection handling and ISO 20022 conversion to accelerate instant payment integration.
Can Con-Ex.io be used as a backup connectivity solution?
Yes. The platform can be integrated as a primary or backup connectivity layer to improve resilience and operational continuity.
Does Con-Ex.io provide ISO 20022 conversion?
Yes. The built-in ISO 20022 converter supports proprietary formats ↔ ISO 20022, ensuring consistent message handling across payment rails.
How long does implementation typically take?
A full implementation including testing typically takes 2 to 3 months, depending on scope and target setup.